Person one posts: Hello. I was hacked and lost full rune. I need to borrow some until i get my own armor.
Person two posts: I'll agree to lend you my armor.
Ok. situation one. A group of major thinkers (Ie Me, Dragon, CSpace and Rylkan) decide value of Every item. This would take some time but meh. OR one of the forum leaders would decide point value of the trade. P1 gets his armor back, so he gives it back to the original owner. They would both be awarded (X) ammount of Honor points.
Sitution two. Person 1 Loses that armor Pking. P2 Gets (X) honor points, and P1 Loses (X) honor points and owes the armor back to p2. P1 goes into the negatives, and is Dishonorable. people will try to avoid trading with him until he gets his rating back to Zero.
There a re a lot of problems with this, but I'm sure it could work
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